Call reports 2003
SONOMA NATIONAL BANK — 2003
What SONOMA NATIONAL BANK reported to the FFIEC in 2003, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Total assets | 695,343,000 | 756,875,000 | 776,947,000 | 848,175,000 |
| Total loans | 600,302,000 | 646,306,000 | 675,266,000 | 741,156,000 |
| Allowance for loan losses | 6,692,000 | 6,994,000 | 7,147,000 | 7,299,000 |
| Securities available for sale | 647,000 | 643,000 | 638,000 | 631,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 570,501,000 | 615,469,000 | 632,180,000 | 660,218,000 |
| Interest-bearing deposits | 516,102,000 | 554,648,000 | 561,372,000 | 598,763,000 |
| Noninterest-bearing deposits | 54,399,000 | 60,821,000 | 70,808,000 | 61,455,000 |
| Equity capital | 55,928,000 | 58,579,000 | 61,601,000 | 65,594,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Interest income | 10,600,000 | 21,678,000 | 33,069,000 | 44,731,000 |
| Interest expense | 3,576,000 | 7,192,000 | 10,616,000 | 13,931,000 |
| Net interest income | 7,024,000 | 14,486,000 | 22,453,000 | 30,800,000 |
| Noninterest income | 719,000 | 1,418,000 | 2,179,000 | 2,906,000 |
| Noninterest expense | 3,229,000 | 6,648,000 | 10,257,000 | 14,128,000 |
| Provision for loan losses | 300,000 | 600,000 | 750,000 | 900,000 |
| Pretax income | 4,214,000 | 8,656,000 | 13,625,000 | 18,678,000 |
| Income tax | 1,657,000 | 3,446,000 | 5,391,000 | 7,365,000 |
| Net income | 2,557,000 | 5,210,000 | 8,234,000 | 11,313,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2003Q1 | 2003Q2 | 2003Q3 | 2003Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,820,000 | 58,463,000 | 61,479,000 | 65,466,000 |
| Total capital | 62,295,000 | 65,457,000 | 68,626,000 | 72,765,000 |
| Risk-weighted assets | 517,808,000 | 569,522,000 | 581,942,000 | 636,316,000 |
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