Call reports 2002
SONOMA NATIONAL BANK — 2002
What SONOMA NATIONAL BANK reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 572,405,000 | 646,164,000 | 669,039,000 | 689,328,000 |
| Total loans | 490,781,000 | 534,660,000 | 575,684,000 | 592,851,000 |
| Allowance for loan losses | 5,748,000 | 5,889,000 | 6,088,000 | 6,389,000 |
| Securities available for sale | 642,000 | 646,000 | 653,000 | 652,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 500,854,000 | 557,313,000 | 568,390,000 | 577,897,000 |
| Interest-bearing deposits | 433,460,000 | 483,409,000 | 513,700,000 | 527,262,000 |
| Noninterest-bearing deposits | 67,394,000 | 73,904,000 | 54,690,000 | 50,635,000 |
| Equity capital | 46,315,000 | 48,686,000 | 50,970,000 | 53,372,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 9,683,000 | 19,911,000 | 30,473,000 | 41,456,000 |
| Interest expense | 3,672,000 | 7,486,000 | 11,711,000 | 15,846,000 |
| Net interest income | 6,011,000 | 12,425,000 | 18,762,000 | 25,610,000 |
| Noninterest income | 518,000 | 1,050,000 | 1,724,000 | 2,348,000 |
| Noninterest expense | 2,557,000 | 5,366,000 | 8,332,000 | 11,652,000 |
| Provision for loan losses | 150,000 | 300,000 | 540,000 | 840,000 |
| Pretax income | 3,822,000 | 7,809,000 | 11,614,000 | 15,466,000 |
| Income tax | 1,544,000 | 3,163,000 | 4,690,000 | 6,140,000 |
| Net income | 2,278,000 | 4,646,000 | 6,924,000 | 9,326,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 46,248,000 | 48,610,000 | 50,877,000 | 53,272,000 |
| Total capital | 51,600,000 | 54,499,000 | 56,965,000 | 59,661,000 |
| Risk-weighted assets | 427,798,000 | 475,856,000 | 507,886,000 | 519,156,000 |