Call reports 2026
BAKER BOYER NATIONAL BANK — 2026
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2026, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Total assets | 698,667,000 | 692,859,000 |
| Total loans | 379,940,000 | 386,106,000 |
| Allowance for loan losses | 4,173,000 | 4,212,000 |
| Securities available for sale | 196,216,000 | 187,463,000 |
| Securities held to maturity | 254,000 | 254,000 |
| Trading assets | 0 | 0 |
| Total deposits | 637,117,000 | 632,286,000 |
| Interest-bearing deposits | 414,346,000 | 421,961,000 |
| Noninterest-bearing deposits | 222,771,000 | 210,325,000 |
| Equity capital | 58,754,000 | 58,859,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Interest income | 7,263,000 | 14,828,000 |
| Interest expense | 1,324,000 | 2,619,000 |
| Net interest income | 5,939,000 | 12,209,000 |
| Noninterest income | 3,605,000 | 7,271,000 |
| Noninterest expense | 8,184,000 | 16,935,000 |
| Provision for loan losses | 0 | 50,000 |
| Pretax income | 1,346,000 | 2,494,000 |
| Income tax | 261,000 | 480,000 |
| Net income | 1,085,000 | 2,014,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2026Q1 | 2026Q2 |
|---|---|---|
| Tier 1 capital | 63,120,000 | 63,323,000 |
| Total capital | 67,323,000 | 67,565,000 |
| Risk-weighted assets | 409,108,000 | 410,375,000 |