Call reports 2024
BAKER BOYER NATIONAL BANK — 2024
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 708,522,000 | 685,874,000 | 677,240,000 | 669,711,000 |
| Total loans | 381,792,000 | 385,406,000 | 391,793,000 | 393,147,000 |
| Allowance for loan losses | 3,362,000 | 3,411,000 | 3,516,000 | 3,950,000 |
| Securities available for sale | 265,907,000 | 251,795,000 | 238,080,000 | 211,130,000 |
| Securities held to maturity | 492,000 | 493,000 | 493,000 | 494,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 613,887,000 | 593,226,000 | 590,422,000 | 587,569,000 |
| Interest-bearing deposits | 380,707,000 | 374,109,000 | 365,338,000 | 366,014,000 |
| Noninterest-bearing deposits | 233,180,000 | 219,117,000 | 225,084,000 | 221,555,000 |
| Equity capital | 46,843,000 | 47,674,000 | 52,994,000 | 52,705,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 6,397,000 | 12,861,000 | 19,592,000 | 26,267,000 |
| Interest expense | 1,534,000 | 3,178,000 | 4,872,000 | 6,352,000 |
| Net interest income | 4,863,000 | 9,683,000 | 14,720,000 | 19,915,000 |
| Noninterest income | 3,228,000 | 6,483,000 | 9,866,000 | 13,650,000 |
| Noninterest expense | 7,651,000 | 15,688,000 | 23,068,000 | 30,466,000 |
| Provision for loan losses | 150,000 | 285,000 | 370,000 | 800,000 |
| Pretax income | 289,000 | 178,000 | 1,141,000 | 2,353,000 |
| Income tax | 28,000 | 15,000 | 153,000 | 390,000 |
| Net income | 261,000 | 163,000 | 988,000 | 1,963,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,924,000 | 60,826,000 | 61,651,000 | 62,277,000 |
| Total capital | 64,371,000 | 64,322,000 | 65,252,000 | 66,252,000 |
| Risk-weighted assets | 431,799,000 | 429,786,000 | 426,766,000 | 427,370,000 |