Call reports 2023
BAKER BOYER NATIONAL BANK — 2023
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 740,060,000 | 723,179,000 | 738,619,000 | 709,376,000 |
| Total loans | 350,626,000 | 356,046,000 | 371,804,000 | 372,884,000 |
| Allowance for loan losses | 3,400,000 | 3,407,000 | 3,292,000 | 3,304,000 |
| Securities available for sale | 319,816,000 | 304,086,000 | 290,425,000 | 278,119,000 |
| Securities held to maturity | 1,340,000 | 1,342,000 | 1,344,000 | 491,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 677,467,000 | 644,582,000 | 646,628,000 | 622,070,000 |
| Interest-bearing deposits | 407,633,000 | 401,148,000 | 393,923,000 | 383,767,000 |
| Noninterest-bearing deposits | 269,834,000 | 243,434,000 | 252,705,000 | 238,303,000 |
| Equity capital | 42,266,000 | 41,326,000 | 40,753,000 | 47,066,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 5,574,000 | 11,519,000 | 17,763,000 | 24,135,000 |
| Interest expense | 352,000 | 1,106,000 | 2,372,000 | 3,652,000 |
| Net interest income | 5,222,000 | 10,413,000 | 15,391,000 | 20,483,000 |
| Noninterest income | 3,150,000 | 6,387,000 | 9,800,000 | 13,394,000 |
| Noninterest expense | 7,922,000 | 15,744,000 | 23,153,000 | 30,944,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 462,000 | 1,886,000 | 2,870,000 | 3,687,000 |
| Income tax | 36,000 | 220,000 | 423,000 | 423,000 |
| Net income | 426,000 | 1,666,000 | 2,447,000 | 3,264,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 60,437,000 | 60,576,000 | 60,628,000 | 61,313,000 |
| Total capital | 63,837,000 | 63,983,000 | 63,920,000 | 64,702,000 |
| Risk-weighted assets | 413,837,000 | 417,410,000 | 439,059,000 | 428,504,000 |