Call reports 2022
BAKER BOYER NATIONAL BANK — 2022
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 822,737,000 | 793,236,000 | 788,634,000 | 763,820,000 |
| Total loans | 340,327,000 | 348,743,000 | 347,840,000 | 351,437,000 |
| Allowance for loan losses | 6,579,000 | 3,248,000 | 3,402,000 | 3,418,000 |
| Securities available for sale | 354,850,000 | 347,748,000 | 352,889,000 | 339,308,000 |
| Securities held to maturity | 1,332,000 | 1,334,000 | 1,336,000 | 1,338,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 740,751,000 | 727,793,000 | 730,898,000 | 690,845,000 |
| Interest-bearing deposits | 453,810,000 | 442,575,000 | 439,301,000 | 415,785,000 |
| Noninterest-bearing deposits | 286,941,000 | 285,218,000 | 291,597,000 | 275,060,000 |
| Equity capital | 49,639,000 | 43,317,000 | 41,373,000 | 38,413,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 4,927,000 | 9,995,000 | 15,765,000 | 21,452,000 |
| Interest expense | 53,000 | 104,000 | 152,000 | 295,000 |
| Net interest income | 4,874,000 | 9,891,000 | 15,613,000 | 21,157,000 |
| Noninterest income | 3,503,000 | 7,161,000 | 10,389,000 | 14,064,000 |
| Noninterest expense | 7,091,000 | 14,486,000 | 21,753,000 | 29,806,000 |
| Provision for loan losses | 0 | -3,900,000 | -3,885,000 | -3,875,000 |
| Pretax income | 1,282,000 | 6,453,000 | 8,119,000 | 9,271,000 |
| Income tax | 245,000 | 1,252,000 | 1,530,000 | 1,639,000 |
| Net income | 1,037,000 | 5,201,000 | 6,589,000 | 7,632,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 59,616,000 | 62,730,000 | 63,068,000 | 61,061,000 |
| Total capital | 64,613,000 | 65,978,000 | 66,470,000 | 64,479,000 |
| Risk-weighted assets | 398,256,000 | 408,534,000 | 410,162,000 | 414,611,000 |