Call reports 2021
BAKER BOYER NATIONAL BANK — 2021
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 780,341,000 | 774,818,000 | 805,718,000 | 812,527,000 |
| Total loans | 356,300,000 | 368,457,000 | 360,405,000 | 340,093,000 |
| Allowance for loan losses | 6,386,000 | 6,245,000 | 6,360,000 | 6,532,000 |
| Securities available for sale | 211,122,000 | 245,662,000 | 261,705,000 | 308,473,000 |
| Securities held to maturity | 1,324,000 | 1,326,000 | 1,328,000 | 1,330,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 696,406,000 | 688,811,000 | 719,610,000 | 725,178,000 |
| Interest-bearing deposits | 428,310,000 | 415,926,000 | 427,724,000 | 441,472,000 |
| Noninterest-bearing deposits | 268,096,000 | 272,885,000 | 291,886,000 | 283,706,000 |
| Equity capital | 58,910,000 | 59,385,000 | 60,542,000 | 58,383,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 5,223,000 | 10,383,000 | 15,753,000 | 20,928,000 |
| Interest expense | 58,000 | 115,000 | 170,000 | 225,000 |
| Net interest income | 5,165,000 | 10,268,000 | 15,583,000 | 20,703,000 |
| Noninterest income | 3,158,000 | 6,508,000 | 9,979,000 | 14,113,000 |
| Noninterest expense | 6,958,000 | 14,078,000 | 20,920,000 | 28,303,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,377,000 | 2,711,000 | 4,662,000 | 6,540,000 |
| Income tax | 231,000 | 443,000 | 793,000 | 1,110,000 |
| Net income | 1,146,000 | 2,268,000 | 3,869,000 | 5,430,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 58,395,000 | 58,516,000 | 59,118,000 | 59,629,000 |
| Total capital | 63,011,000 | 63,387,000 | 64,022,000 | 64,586,000 |
| Risk-weighted assets | 367,524,000 | 388,309,000 | 390,926,000 | 395,039,000 |