Call reports 2020
BAKER BOYER NATIONAL BANK — 2020
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 630,560,000 | 681,367,000 | 680,293,000 | 724,924,000 |
| Total loans | 279,927,000 | 328,194,000 | 332,300,000 | 347,153,000 |
| Allowance for loan losses | 6,290,000 | 6,316,000 | 6,387,000 | 6,351,000 |
| Securities available for sale | 149,760,000 | 141,033,000 | 148,967,000 | 186,811,000 |
| Securities held to maturity | 1,316,000 | 1,318,000 | 1,320,000 | 1,322,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 556,712,000 | 598,603,000 | 600,362,000 | 647,595,000 |
| Interest-bearing deposits | 366,942,000 | 380,393,000 | 379,534,000 | 390,233,000 |
| Noninterest-bearing deposits | 189,770,000 | 218,210,000 | 220,828,000 | 257,362,000 |
| Equity capital | 57,672,000 | 59,926,000 | 60,512,000 | 60,478,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 5,457,000 | 10,808,000 | 16,103,000 | 21,557,000 |
| Interest expense | 94,000 | 165,000 | 232,000 | 292,000 |
| Net interest income | 5,363,000 | 10,643,000 | 15,871,000 | 21,265,000 |
| Noninterest income | 3,058,000 | 6,031,000 | 9,139,000 | 12,553,000 |
| Noninterest expense | 6,680,000 | 13,458,000 | 19,980,000 | 27,452,000 |
| Provision for loan losses | 3,000 | 8,000 | 12,000 | 12,000 |
| Pretax income | 1,725,000 | 3,199,000 | 5,009,000 | 6,350,000 |
| Income tax | 287,000 | 528,000 | 841,000 | 1,052,000 |
| Net income | 1,438,000 | 2,671,000 | 4,168,000 | 5,298,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 57,640,000 | 57,607,000 | 58,129,000 | 58,214,000 |
| Total capital | 61,812,000 | 61,795,000 | 62,405,000 | 62,828,000 |
| Risk-weighted assets | 331,719,000 | 332,913,000 | 340,048,000 | 367,405,000 |