Call reports 2019
BAKER BOYER NATIONAL BANK — 2019
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 600,750,000 | 581,645,000 | 606,200,000 | 607,293,000 |
| Total loans | 279,857,000 | 292,545,000 | 292,247,000 | 283,227,000 |
| Allowance for loan losses | 6,251,000 | 6,273,000 | 6,289,000 | 6,387,000 |
| Securities available for sale | 130,044,000 | 113,574,000 | 109,345,000 | 122,340,000 |
| Securities held to maturity | 1,308,000 | 1,310,000 | 1,312,000 | 1,314,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 527,137,000 | 514,177,000 | 532,931,000 | 537,516,000 |
| Interest-bearing deposits | 358,023,000 | 347,128,000 | 348,497,000 | 351,165,000 |
| Noninterest-bearing deposits | 169,114,000 | 167,049,000 | 184,434,000 | 186,351,000 |
| Equity capital | 55,852,000 | 56,754,000 | 57,197,000 | 58,242,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 5,725,000 | 11,444,000 | 17,297,000 | 23,275,000 |
| Interest expense | 197,000 | 429,000 | 682,000 | 827,000 |
| Net interest income | 5,528,000 | 11,015,000 | 16,615,000 | 22,448,000 |
| Noninterest income | 2,868,000 | 5,839,000 | 8,901,000 | 12,662,000 |
| Noninterest expense | 6,269,000 | 12,901,000 | 19,188,000 | 26,477,000 |
| Provision for loan losses | 2,000 | 8,000 | 14,000 | 14,000 |
| Pretax income | 2,130,000 | 3,943,000 | 6,320,000 | 8,625,000 |
| Income tax | 349,000 | 635,000 | 1,066,000 | 1,448,000 |
| Net income | 1,781,000 | 3,308,000 | 5,254,000 | 7,177,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 55,777,000 | 56,118,000 | 56,435,000 | 57,322,000 |
| Total capital | 59,867,000 | 60,254,000 | 60,580,000 | 61,414,000 |
| Risk-weighted assets | 325,067,000 | 328,752,000 | 329,500,000 | 325,119,000 |