Call reports 2018
BAKER BOYER NATIONAL BANK — 2018
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 637,662,000 | 590,942,000 | 594,125,000 | 600,359,000 |
| Total loans | 284,332,000 | 293,654,000 | 288,315,000 | 287,813,000 |
| Allowance for loan losses | 6,239,000 | 6,276,000 | 6,245,000 | 6,260,000 |
| Securities available for sale | 175,805,000 | 170,497,000 | 170,812,000 | 140,479,000 |
| Securities held to maturity | 1,300,000 | 1,302,000 | 1,304,000 | 1,306,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 564,507,000 | 525,182,000 | 528,511,000 | 530,764,000 |
| Interest-bearing deposits | 373,955,000 | 353,232,000 | 352,780,000 | 342,342,000 |
| Noninterest-bearing deposits | 190,552,000 | 171,950,000 | 175,731,000 | 188,422,000 |
| Equity capital | 51,823,000 | 52,125,000 | 53,023,000 | 54,379,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 4,995,000 | 10,349,000 | 15,808,000 | 21,413,000 |
| Interest expense | 59,000 | 125,000 | 228,000 | 363,000 |
| Net interest income | 4,936,000 | 10,224,000 | 15,580,000 | 21,050,000 |
| Noninterest income | 3,085,000 | 6,128,000 | 9,253,000 | 12,721,000 |
| Noninterest expense | 6,161,000 | 12,538,000 | 18,553,000 | 24,970,000 |
| Provision for loan losses | 0 | 0 | 0 | 0 |
| Pretax income | 1,892,000 | 3,699,000 | 6,158,000 | 8,674,000 |
| Income tax | 285,000 | 561,000 | 961,000 | 1,353,000 |
| Net income | 1,607,000 | 3,138,000 | 5,197,000 | 7,321,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 52,364,000 | 52,688,000 | 53,786,000 | 54,835,000 |
| Total capital | 56,634,000 | 56,991,000 | 58,055,000 | 58,998,000 |
| Risk-weighted assets | 339,641,000 | 342,308,000 | 339,572,000 | 330,983,000 |