Call reports 2017
BAKER BOYER NATIONAL BANK — 2017
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 623,246,000 | 601,407,000 | 603,857,000 | 606,426,000 |
| Total loans | 278,224,000 | 284,216,000 | 283,692,000 | 286,899,000 |
| Allowance for loan losses | 6,192,000 | 6,223,000 | 6,246,000 | 6,225,000 |
| Securities available for sale | 220,988,000 | 210,706,000 | 197,661,000 | 175,408,000 |
| Securities held to maturity | 1,292,000 | 1,294,000 | 1,296,000 | 1,298,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 545,377,000 | 526,634,000 | 534,534,000 | 535,889,000 |
| Interest-bearing deposits | 368,533,000 | 361,031,000 | 360,973,000 | 362,888,000 |
| Noninterest-bearing deposits | 176,844,000 | 165,603,000 | 173,561,000 | 173,001,000 |
| Equity capital | 51,244,000 | 51,546,000 | 52,259,000 | 51,505,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 4,649,000 | 9,455,000 | 14,370,000 | 19,282,000 |
| Interest expense | 68,000 | 139,000 | 213,000 | 275,000 |
| Net interest income | 4,581,000 | 9,316,000 | 14,157,000 | 19,007,000 |
| Noninterest income | 2,898,000 | 5,813,000 | 8,792,000 | 12,577,000 |
| Noninterest expense | 5,614,000 | 11,763,000 | 17,474,000 | 23,515,000 |
| Provision for loan losses | 2,000 | 2,000 | 2,000 | 2,000 |
| Pretax income | 1,863,000 | 3,364,000 | 5,473,000 | 8,067,000 |
| Income tax | 441,000 | 721,000 | 1,216,000 | 2,568,000 |
| Net income | 1,422,000 | 2,643,000 | 4,257,000 | 5,499,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 51,099,000 | 50,659,000 | 51,265,000 | 51,608,000 |
| Total capital | 55,353,000 | 54,914,000 | 55,509,000 | 55,833,000 |
| Risk-weighted assets | 337,712,000 | 337,552,000 | 336,430,000 | 335,007,000 |