Call reports 2012
BAKER BOYER NATIONAL BANK — 2012
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 520,810,000 | 519,975,000 | 535,356,000 | 546,906,000 |
| Total loans | 292,695,000 | 293,337,000 | 293,776,000 | 293,888,000 |
| Allowance for loan losses | 6,273,000 | 6,300,000 | 6,358,000 | 6,638,000 |
| Securities available for sale | 132,600,000 | 141,370,000 | 145,741,000 | 137,483,000 |
| Securities held to maturity | 4,591,000 | 4,594,000 | 4,432,000 | 3,842,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 453,800,000 | 452,240,000 | 467,793,000 | 476,860,000 |
| Interest-bearing deposits | 348,049,000 | 346,325,000 | 343,497,000 | 355,932,000 |
| Noninterest-bearing deposits | 105,751,000 | 105,915,000 | 124,296,000 | 120,928,000 |
| Equity capital | 42,582,000 | 43,253,000 | 44,178,000 | 44,813,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 4,937,000 | 9,769,000 | 14,778,000 | 19,615,000 |
| Interest expense | 340,000 | 623,000 | 878,000 | 1,093,000 |
| Net interest income | 4,597,000 | 9,146,000 | 13,900,000 | 18,522,000 |
| Noninterest income | 2,357,000 | 4,928,000 | 7,406,000 | 10,676,000 |
| Noninterest expense | 4,711,000 | 9,676,000 | 14,472,000 | 19,893,000 |
| Provision for loan losses | 122,000 | 202,000 | 402,000 | 752,000 |
| Pretax income | 2,121,000 | 4,200,000 | 6,431,000 | 8,552,000 |
| Income tax | 499,000 | 1,031,000 | 1,598,000 | 2,159,000 |
| Net income | 1,622,000 | 3,169,000 | 4,833,000 | 6,393,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 41,646,000 | 42,268,000 | 43,033,000 | 43,717,000 |
| Total capital | 45,803,000 | 46,472,000 | 47,280,000 | 47,941,000 |
| Risk-weighted assets | 330,466,000 | 334,206,000 | 337,641,000 | 335,511,000 |