Call reports 2011
BAKER BOYER NATIONAL BANK — 2011
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 482,425,000 | 479,503,000 | 488,851,000 | 502,019,000 |
| Total loans | 300,087,000 | 307,891,000 | 310,642,000 | 304,007,000 |
| Allowance for loan losses | 5,801,000 | 5,748,000 | 6,009,000 | 6,265,000 |
| Securities available for sale | 107,271,000 | 100,600,000 | 107,718,000 | 105,388,000 |
| Securities held to maturity | 6,939,000 | 6,260,000 | 5,857,000 | 5,149,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 418,743,000 | 414,040,000 | 422,937,000 | 437,158,000 |
| Interest-bearing deposits | 329,785,000 | 325,107,000 | 320,364,000 | 329,221,000 |
| Noninterest-bearing deposits | 88,958,000 | 88,933,000 | 102,573,000 | 107,937,000 |
| Equity capital | 39,786,000 | 40,388,000 | 41,586,000 | 41,930,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 5,315,000 | 10,597,000 | 15,931,000 | 21,118,000 |
| Interest expense | 567,000 | 1,116,000 | 1,605,000 | 2,028,000 |
| Net interest income | 4,748,000 | 9,481,000 | 14,326,000 | 19,090,000 |
| Noninterest income | 2,367,000 | 4,764,000 | 7,106,000 | 9,846,000 |
| Noninterest expense | 4,707,000 | 9,566,000 | 14,140,000 | 19,148,000 |
| Provision for loan losses | 206,000 | 654,000 | 1,160,000 | 1,764,000 |
| Pretax income | 2,202,000 | 4,125,000 | 6,237,000 | 8,129,000 |
| Income tax | 582,000 | 1,095,000 | 1,632,000 | 2,095,000 |
| Net income | 1,620,000 | 3,030,000 | 4,605,000 | 6,034,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,061,000 | 39,596,000 | 40,321,000 | 40,850,000 |
| Total capital | 43,246,000 | 43,863,000 | 44,637,000 | 45,095,000 |
| Risk-weighted assets | 333,167,000 | 339,866,000 | 343,592,000 | 337,570,000 |