Call reports 2010
BAKER BOYER NATIONAL BANK — 2010
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 464,087,000 | 467,566,000 | 473,344,000 | 466,011,000 |
| Total loans | 299,713,000 | 311,324,000 | 304,561,000 | 304,200,000 |
| Allowance for loan losses | 5,280,000 | 5,392,000 | 5,377,000 | 5,820,000 |
| Securities available for sale | 66,718,000 | 70,114,000 | 70,507,000 | 89,014,000 |
| Securities held to maturity | 12,480,000 | 11,521,000 | 10,541,000 | 7,021,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 401,466,000 | 402,675,000 | 411,812,000 | 406,954,000 |
| Interest-bearing deposits | 321,839,000 | 323,914,000 | 328,984,000 | 320,328,000 |
| Noninterest-bearing deposits | 79,627,000 | 78,761,000 | 82,828,000 | 86,626,000 |
| Equity capital | 37,227,000 | 37,648,000 | 38,637,000 | 38,938,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 5,263,000 | 10,737,000 | 16,250,000 | 21,701,000 |
| Interest expense | 934,000 | 1,825,000 | 2,616,000 | 3,286,000 |
| Net interest income | 4,329,000 | 8,912,000 | 13,634,000 | 18,415,000 |
| Noninterest income | 2,100,000 | 4,241,000 | 6,511,000 | 9,376,000 |
| Noninterest expense | 4,730,000 | 9,612,000 | 14,253,000 | 19,209,000 |
| Provision for loan losses | 206,000 | 362,000 | 768,000 | 1,232,000 |
| Pretax income | 1,493,000 | 3,179,000 | 5,124,000 | 7,350,000 |
| Income tax | 371,000 | 775,000 | 1,292,000 | 1,894,000 |
| Net income | 1,122,000 | 2,404,000 | 3,832,000 | 5,456,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 36,407,000 | 36,789,000 | 37,542,000 | 38,316,000 |
| Total capital | 40,199,000 | 40,923,000 | 41,642,000 | 42,493,000 |
| Risk-weighted assets | 334,206,000 | 329,454,000 | 326,744,000 | 332,481,000 |