Call reports 2007
BAKER BOYER NATIONAL BANK — 2007
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2007, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Total assets | 375,496,000 | 385,197,000 | 388,429,000 | 392,264,000 |
| Total loans | 285,088,000 | 296,202,000 | 296,012,000 | 300,324,000 |
| Allowance for loan losses | 3,586,000 | 3,663,000 | 3,766,000 | 3,815,000 |
| Securities available for sale | 38,783,000 | 35,658,000 | 33,940,000 | 31,525,000 |
| Securities held to maturity | 19,470,000 | 18,923,000 | 18,195,000 | 16,783,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 333,786,000 | 341,863,000 | 341,539,000 | 344,303,000 |
| Interest-bearing deposits | 263,712,000 | 272,256,000 | 269,713,000 | 269,083,000 |
| Noninterest-bearing deposits | 70,074,000 | 69,607,000 | 71,826,000 | 75,220,000 |
| Equity capital | 33,321,000 | 33,436,000 | 33,905,000 | 34,314,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Interest income | 5,717,000 | 11,608,000 | 17,768,000 | 23,855,000 |
| Interest expense | 1,986,000 | 4,193,000 | 6,504,000 | 8,679,000 |
| Net interest income | 3,731,000 | 7,415,000 | 11,264,000 | 15,176,000 |
| Noninterest income | 1,682,000 | 3,496,000 | 5,426,000 | 7,661,000 |
| Noninterest expense | 4,034,000 | 8,117,000 | 12,218,000 | 16,476,000 |
| Provision for loan losses | 79,000 | 159,000 | 239,000 | 318,000 |
| Pretax income | 1,270,000 | 2,605,000 | 4,203,000 | 6,013,000 |
| Income tax | 330,000 | 646,000 | 1,076,000 | 1,574,000 |
| Net income | 940,000 | 1,959,000 | 3,127,000 | 4,439,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2007Q1 | 2007Q2 | 2007Q3 | 2007Q4 |
|---|---|---|---|---|
| Tier 1 capital | 33,332,000 | 33,479,000 | 33,748,000 | 34,185,000 |
| Total capital | 37,096,000 | 37,369,000 | 37,708,000 | 38,079,000 |
| Risk-weighted assets | 335,358,000 | 335,200,000 | 342,525,000 | 326,833,000 |
Machine access — free, no API key
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