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Call reports 2006

BAKER BOYER NATIONAL BANK — 2006

What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2006, quarter by quarter.

PERIOD: 2006SOURCE: FFIEC Call ReportEvery measure source-linked

Cite: FACTANKER, https://factanker.com/entity/5df002ea-1e89-42a0-9cb8-bc1ba9d35e41/2006

Balance sheet

What the bank holds and owes at quarter end

Measure2006Q12006Q22006Q32006Q4
Total assets370,249,000372,274,000365,215,000376,196,000
Total loans257,608,000267,498,000261,738,000272,769,000
Allowance for loan losses3,433,0003,477,0003,595,0003,591,000
Securities available for sale56,803,00051,202,00049,329,00042,295,000
Securities held to maturity27,144,00027,083,00025,407,00020,417,000
Trading assets0000
Total deposits329,990,000323,870,000324,329,000334,660,000
Interest-bearing deposits264,148,000256,602,000256,091,000257,270,000
Noninterest-bearing deposits65,842,00067,268,00068,238,00077,390,000
Equity capital32,316,00032,477,00033,011,00033,411,000

Income

Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year

Measure2006Q12006Q22006Q32006Q4
Interest income5,253,00010,774,00016,453,00022,203,000
Interest expense1,483,0003,170,0005,051,0006,979,000
Net interest income3,770,0007,604,00011,402,00015,224,000
Noninterest income1,788,0003,421,0005,071,0007,053,000
Noninterest expense3,897,0007,639,00011,509,00015,796,000
Provision for loan losses335,000485,000587,000590,000
Pretax income1,326,0002,901,0004,377,0005,891,000
Income tax316,000704,0001,069,0001,454,000
Net income1,010,0002,197,0003,308,0004,437,000

Regulatory capital

Basel measures — not reported for every quarter

Measure2006Q12006Q22006Q32006Q4
Tier 1 capital32,625,00032,959,00033,225,00033,454,000
Total capital35,974,00036,655,00036,992,00037,252,000
Risk-weighted assets283,751,000290,294,000283,674,000330,985,000

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