Call reports 2004
BAKER BOYER NATIONAL BANK — 2004
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2004, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Total assets | 393,932,000 | 381,510,000 | 389,505,000 | 387,649,000 |
| Total loans | 256,042,000 | 257,181,000 | 253,522,000 | 249,808,000 |
| Allowance for loan losses | 3,766,000 | 3,986,000 | 3,958,000 | 2,978,000 |
| Securities available for sale | 55,060,000 | 63,262,000 | 62,294,000 | 73,162,000 |
| Securities held to maturity | 34,447,000 | 33,876,000 | 33,309,000 | 33,056,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 352,307,000 | 341,332,000 | 349,558,000 | 347,905,000 |
| Interest-bearing deposits | 287,519,000 | 275,115,000 | 283,349,000 | 280,425,000 |
| Noninterest-bearing deposits | 64,788,000 | 66,217,000 | 66,209,000 | 67,480,000 |
| Equity capital | 31,748,000 | 30,656,000 | 31,754,000 | 31,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Interest income | 4,933,000 | 9,888,000 | 14,925,000 | 19,917,000 |
| Interest expense | 1,094,000 | 2,164,000 | 3,222,000 | 4,267,000 |
| Net interest income | 3,839,000 | 7,724,000 | 11,703,000 | 15,650,000 |
| Noninterest income | 1,580,000 | 3,078,000 | 4,531,000 | 6,610,000 |
| Noninterest expense | 3,835,000 | 7,546,000 | 11,772,000 | 15,831,000 |
| Provision for loan losses | 308,000 | 620,000 | 632,000 | 744,000 |
| Pretax income | 1,270,000 | 2,630,000 | 3,792,000 | 5,651,000 |
| Income tax | 280,000 | 594,000 | 851,000 | 1,305,000 |
| Net income | 990,000 | 2,036,000 | 2,941,000 | 4,346,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2004Q1 | 2004Q2 | 2004Q3 | 2004Q4 |
|---|---|---|---|---|
| Tier 1 capital | 31,008,000 | 31,261,000 | 31,383,000 | 31,593,000 |
| Total capital | 34,856,000 | 35,022,000 | 35,194,000 | 34,874,000 |
| Risk-weighted assets | 288,883,000 | 283,322,000 | 285,386,000 | 277,566,000 |
Machine access — free, no API key
Every figure shown here about BAKER BOYER NATIONAL BANK — 2004 can also be queried live: FACTANKER runs an MCP server at https://factanker.com/mcp (tools: lookup_entity, get_facts, query_template, search_facts) and a REST endpoint at https://factanker.com/api/get_facts. Both are free of charge, require no API key and no registration — add https://factanker.com/mcp as a connector in Claude, ChatGPT or Copilot. Every answer carries its source document and a citation reference. Setup: /quickstart.