Call reports 2001
BAKER BOYER NATIONAL BANK — 2001
What BAKER BOYER NATIONAL BANK reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 377,341,000 | 378,353,000 | 378,015,000 | 398,932,000 |
| Total loans | 279,166,000 | 286,885,000 | 285,923,000 | 272,355,000 |
| Allowance for loan losses | 2,098,000 | 2,489,000 | 2,492,000 | 2,967,000 |
| Securities available for sale | 35,567,000 | 33,459,000 | 33,697,000 | 38,943,000 |
| Securities held to maturity | 26,123,000 | 25,953,000 | 25,510,000 | 40,563,000 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 331,009,000 | 321,601,000 | 331,808,000 | 357,187,000 |
| Interest-bearing deposits | 278,414,000 | 266,176,000 | 275,915,000 | 297,368,000 |
| Noninterest-bearing deposits | 52,595,000 | 55,425,000 | 55,893,000 | 59,819,000 |
| Equity capital | 35,126,000 | 35,864,000 | 33,328,000 | 33,150,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 7,252,000 | 14,268,000 | 21,132,000 | 27,850,000 |
| Interest expense | 3,113,000 | 6,030,000 | 8,668,000 | 10,946,000 |
| Net interest income | 4,139,000 | 8,238,000 | 12,464,000 | 16,904,000 |
| Noninterest income | 1,557,000 | 3,040,000 | 4,793,000 | 6,562,000 |
| Noninterest expense | 3,346,000 | 6,759,000 | 10,228,000 | 14,544,000 |
| Provision for loan losses | 495,000 | 1,020,000 | 1,713,000 | 2,283,000 |
| Pretax income | 1,861,000 | 3,505,000 | 5,322,000 | 6,647,000 |
| Income tax | 458,000 | 863,000 | 1,364,000 | 1,609,000 |
| Net income | 1,403,000 | 2,642,000 | 3,958,000 | 5,038,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 34,693,000 | 35,429,000 | 32,442,000 | 32,562,000 |
| Total capital | 36,791,000 | 37,918,000 | 34,934,000 | 35,529,000 |
| Risk-weighted assets | 285,710,000 | 289,968,000 | 284,274,000 | 286,467,000 |