Call reports 2022
PATRIOT COMMUNITY BANK — 2022
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Total assets | 203,443,000 | 200,390,000 |
| Total loans | 135,065,000 | 134,855,000 |
| Allowance for loan losses | 1,790,000 | 1,813,000 |
| Securities available for sale | 0 | 0 |
| Securities held to maturity | 0 | 0 |
| Trading assets | 0 | 0 |
| Total deposits | 171,465,000 | 168,232,000 |
| Interest-bearing deposits | 141,015,000 | 134,836,000 |
| Noninterest-bearing deposits | 30,450,000 | 33,396,000 |
| Equity capital | 31,257,000 | 31,698,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Interest income | 1,615,000 | 3,323,000 |
| Interest expense | 265,000 | 503,000 |
| Net interest income | 1,350,000 | 2,820,000 |
| Noninterest income | 196,000 | 305,000 |
| Noninterest expense | 1,061,000 | 2,002,000 |
| Provision for loan losses | -85,000 | -61,000 |
| Pretax income | 570,000 | 1,184,000 |
| Income tax | 136,000 | 309,000 |
| Net income | 434,000 | 875,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 |
|---|---|---|
| Tier 1 capital | 31,257,000 | 31,698,000 |
| Total capital | 32,870,000 | 33,315,000 |
| Risk-weighted assets | 128,751,000 | 129,099,000 |