Call reports 2021
PATRIOT COMMUNITY BANK — 2021
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 208,622,000 | 211,784,000 | 215,694,000 | 207,627,000 |
| Total loans | 151,869,000 | 146,156,000 | 135,393,000 | 135,544,000 |
| Allowance for loan losses | 1,723,000 | 1,935,000 | 1,822,000 | 1,875,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 178,063,000 | 180,696,000 | 183,541,000 | 175,618,000 |
| Interest-bearing deposits | 149,739,000 | 148,769,000 | 149,857,000 | 143,896,000 |
| Noninterest-bearing deposits | 28,324,000 | 31,927,000 | 33,684,000 | 31,722,000 |
| Equity capital | 29,242,000 | 29,901,000 | 30,475,000 | 30,861,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,728,000 | 3,447,000 | 5,095,000 | 6,714,000 |
| Interest expense | 456,000 | 828,000 | 1,173,000 | 1,478,000 |
| Net interest income | 1,272,000 | 2,619,000 | 3,922,000 | 5,236,000 |
| Noninterest income | 1,103,000 | 1,983,000 | 2,392,000 | 2,752,000 |
| Noninterest expense | 1,211,000 | 2,333,000 | 3,386,000 | 4,496,000 |
| Provision for loan losses | 73,000 | 286,000 | 173,000 | 225,000 |
| Pretax income | 1,091,000 | 1,983,000 | 2,755,000 | 3,267,000 |
| Income tax | 323,000 | 574,000 | 793,000 | 939,000 |
| Net income | 768,000 | 1,409,000 | 1,962,000 | 2,328,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 29,242,000 | 29,901,000 | 30,475,000 | 30,861,000 |
| Total capital | 30,933,000 | 31,642,000 | 32,135,000 | 32,471,000 |
| Risk-weighted assets | 135,128,000 | 139,016,000 | 132,549,000 | 128,431,000 |