Call reports 2020
PATRIOT COMMUNITY BANK — 2020
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 186,659,000 | 195,878,000 | 197,706,000 | 203,174,000 |
| Total loans | 143,557,000 | 135,724,000 | 133,437,000 | 141,956,000 |
| Allowance for loan losses | 1,524,000 | 1,499,000 | 1,517,000 | 1,649,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 158,828,000 | 167,277,000 | 168,579,000 | 173,452,000 |
| Interest-bearing deposits | 138,158,000 | 143,389,000 | 143,500,000 | 145,906,000 |
| Noninterest-bearing deposits | 20,670,000 | 23,888,000 | 25,079,000 | 27,546,000 |
| Equity capital | 26,771,000 | 27,384,000 | 27,871,000 | 28,394,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,889,000 | 3,719,000 | 5,364,000 | 7,004,000 |
| Interest expense | 635,000 | 1,238,000 | 1,809,000 | 2,324,000 |
| Net interest income | 1,254,000 | 2,481,000 | 3,555,000 | 4,680,000 |
| Noninterest income | 294,000 | 924,000 | 1,513,000 | 2,343,000 |
| Noninterest expense | 779,000 | 1,836,000 | 2,828,000 | 3,951,000 |
| Provision for loan losses | 84,000 | 59,000 | 77,000 | 210,000 |
| Pretax income | 685,000 | 1,510,000 | 2,163,000 | 2,862,000 |
| Income tax | 178,000 | 410,000 | 596,000 | 793,000 |
| Net income | 507,000 | 1,100,000 | 1,567,000 | 2,069,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 26,770,000 | 27,383,000 | 27,870,000 | 28,393,000 |
| Total capital | 28,341,000 | 28,926,000 | 29,361,000 | 29,983,000 |
| Risk-weighted assets | 129,375,000 | 124,099,000 | 119,204,000 | 127,036,000 |