Call reports 2019
PATRIOT COMMUNITY BANK — 2019
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 176,815,000 | 192,604,000 | 187,158,000 | 180,208,000 |
| Total loans | 141,035,000 | 146,009,000 | 140,733,000 | 135,076,000 |
| Allowance for loan losses | 1,531,000 | 1,554,000 | 1,487,000 | 1,440,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 151,103,000 | 166,261,000 | 159,957,000 | 152,494,000 |
| Interest-bearing deposits | 133,008,000 | 143,570,000 | 138,139,000 | 132,150,000 |
| Noninterest-bearing deposits | 18,095,000 | 22,691,000 | 21,818,000 | 20,344,000 |
| Equity capital | 24,692,000 | 25,094,000 | 25,662,000 | 26,193,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 2,003,000 | 4,075,000 | 6,150,000 | 8,159,000 |
| Interest expense | 534,000 | 1,146,000 | 1,795,000 | 2,446,000 |
| Net interest income | 1,469,000 | 2,929,000 | 4,355,000 | 5,713,000 |
| Noninterest income | 118,000 | 249,000 | 583,000 | 854,000 |
| Noninterest expense | 1,121,000 | 2,156,000 | 3,216,000 | 4,173,000 |
| Provision for loan losses | -316,000 | -293,000 | -360,000 | -407,000 |
| Pretax income | 782,000 | 1,315,000 | 2,082,000 | 2,801,000 |
| Income tax | 224,000 | 375,000 | 594,000 | 799,000 |
| Net income | 558,000 | 940,000 | 1,488,000 | 2,002,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 24,691,000 | 25,093,000 | 25,661,000 | 26,192,000 |
| Total capital | 26,267,000 | 26,698,000 | 27,218,000 | 27,678,000 |
| Risk-weighted assets | 128,887,000 | 132,797,000 | 127,928,000 | 123,076,000 |