Call reports 2018
PATRIOT COMMUNITY BANK — 2018
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 169,364,000 | 179,485,000 | 171,250,000 | 173,328,000 |
| Total loans | 139,044,000 | 142,757,000 | 136,956,000 | 134,093,000 |
| Allowance for loan losses | 1,887,000 | 1,931,000 | 1,909,000 | 1,847,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 145,829,000 | 155,346,000 | 146,463,000 | 148,046,000 |
| Interest-bearing deposits | 128,531,000 | 138,421,000 | 127,484,000 | 126,757,000 |
| Noninterest-bearing deposits | 17,298,000 | 16,925,000 | 18,979,000 | 21,289,000 |
| Equity capital | 22,614,000 | 23,034,000 | 23,522,000 | 24,053,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 1,853,000 | 3,807,000 | 5,767,000 | 7,805,000 |
| Interest expense | 452,000 | 940,000 | 1,447,000 | 1,969,000 |
| Net interest income | 1,401,000 | 2,867,000 | 4,320,000 | 5,836,000 |
| Noninterest income | 137,000 | 340,000 | 577,000 | 699,000 |
| Noninterest expense | 1,119,000 | 2,181,000 | 3,234,000 | 4,217,000 |
| Provision for loan losses | 41,000 | 85,000 | 62,000 | 0 |
| Pretax income | 378,000 | 941,000 | 1,601,000 | 2,318,000 |
| Income tax | 108,000 | 268,000 | 456,000 | 658,000 |
| Net income | 270,000 | 673,000 | 1,145,000 | 1,660,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,613,000 | 23,034,000 | 23,521,000 | 24,052,000 |
| Total capital | 24,157,000 | 24,635,000 | 25,100,000 | 25,602,000 |
| Risk-weighted assets | 128,147,000 | 130,525,000 | 127,089,000 | 123,517,000 |