Call reports 2017
PATRIOT COMMUNITY BANK — 2017
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 166,312,000 | 175,955,000 | 169,330,000 | 165,588,000 |
| Total loans | 128,505,000 | 128,583,000 | 133,704,000 | 134,800,000 |
| Allowance for loan losses | 2,024,000 | 2,021,000 | 1,824,000 | 1,846,000 |
| Securities available for sale | 0 | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 143,869,000 | 153,006,000 | 145,792,000 | 141,866,000 |
| Interest-bearing deposits | 128,019,000 | 135,571,000 | 126,053,000 | 123,208,000 |
| Noninterest-bearing deposits | 15,850,000 | 17,435,000 | 19,739,000 | 18,658,000 |
| Equity capital | 21,619,000 | 21,937,000 | 22,412,000 | 22,565,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 1,700,000 | 3,443,000 | 5,240,000 | 7,003,000 |
| Interest expense | 424,000 | 851,000 | 1,223,000 | 1,722,000 |
| Net interest income | 1,276,000 | 2,592,000 | 4,017,000 | 5,281,000 |
| Noninterest income | 248,000 | 545,000 | 834,000 | 1,089,000 |
| Noninterest expense | 1,124,000 | 2,244,000 | 3,399,000 | 4,302,000 |
| Provision for loan losses | 9,000 | 5,000 | -193,000 | -171,000 |
| Pretax income | 391,000 | 888,000 | 1,645,000 | 2,239,000 |
| Income tax | 159,000 | 359,000 | 663,000 | 1,169,000 |
| Net income | 232,000 | 529,000 | 982,000 | 1,070,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,619,000 | 21,937,000 | 22,412,000 | 22,566,000 |
| Total capital | 23,112,000 | 23,441,000 | 23,971,000 | 24,114,000 |
| Risk-weighted assets | 118,776,000 | 119,683,000 | 124,410,000 | 123,890,000 |