Call reports 2013
PATRIOT COMMUNITY BANK — 2013
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2013, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Total assets | 141,719,000 | 150,719,000 | 143,068,000 | 140,899,000 |
| Total loans | 96,672,000 | 91,622,000 | 86,840,000 | 99,236,000 |
| Allowance for loan losses | 942,000 | 906,000 | 1,011,000 | 1,112,000 |
| Securities available for sale | 13,069,000 | 5,072,000 | 5,073,000 | 5,074,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 124,488,000 | 133,201,000 | 125,205,000 | 122,965,000 |
| Interest-bearing deposits | 112,796,000 | 119,254,000 | 114,733,000 | 112,149,000 |
| Noninterest-bearing deposits | 11,692,000 | 13,947,000 | 10,472,000 | 10,816,000 |
| Equity capital | 16,403,000 | 16,825,000 | 16,961,000 | 17,144,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Interest income | 1,328,000 | 2,598,000 | 3,859,000 | 5,161,000 |
| Interest expense | 358,000 | 713,000 | 1,070,000 | 1,413,000 |
| Net interest income | 970,000 | 1,885,000 | 2,789,000 | 3,748,000 |
| Noninterest income | 849,000 | 1,420,000 | 1,817,000 | 2,060,000 |
| Noninterest expense | 795,000 | 1,624,000 | 2,605,000 | 3,469,000 |
| Provision for loan losses | 97,000 | 61,000 | 164,000 | 264,000 |
| Pretax income | 927,000 | 1,620,000 | 1,837,000 | 2,075,000 |
| Income tax | 371,000 | 648,000 | 735,000 | 840,000 |
| Net income | 556,000 | 972,000 | 1,102,000 | 1,235,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2013Q1 | 2013Q2 | 2013Q3 | 2013Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,403,000 | 16,825,000 | 16,961,000 | 17,144,000 |
| Total capital | 17,413,000 | 17,796,000 | 18,056,000 | 18,381,000 |
| Risk-weighted assets | 101,573,000 | 90,143,000 | 89,284,000 | 98,922,000 |