Call reports 2012
PATRIOT COMMUNITY BANK — 2012
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 113,963,000 | 115,562,000 | 124,056,000 | 139,619,000 |
| Total loans | 82,945,000 | 93,374,000 | 98,454,000 | 114,791,000 |
| Allowance for loan losses | 723,000 | 761,000 | 824,000 | 845,000 |
| Securities available for sale | 13,047,000 | 13,054,000 | 13,060,000 | 13,065,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 101,134,000 | 102,818,000 | 110,430,000 | 122,883,000 |
| Interest-bearing deposits | 91,353,000 | 90,343,000 | 100,331,000 | 112,061,000 |
| Noninterest-bearing deposits | 9,781,000 | 12,475,000 | 10,099,000 | 10,822,000 |
| Equity capital | 11,817,000 | 12,209,000 | 12,820,000 | 15,839,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 1,187,000 | 2,403,000 | 3,674,000 | 4,996,000 |
| Interest expense | 343,000 | 661,000 | 986,000 | 1,343,000 |
| Net interest income | 844,000 | 1,742,000 | 2,688,000 | 3,653,000 |
| Noninterest income | 632,000 | 1,146,000 | 2,053,000 | 3,108,000 |
| Noninterest expense | 732,000 | 1,470,000 | 2,256,000 | 3,185,000 |
| Provision for loan losses | 45,000 | 83,000 | 146,000 | 212,000 |
| Pretax income | 699,000 | 1,335,000 | 2,339,000 | 3,364,000 |
| Income tax | 282,000 | 535,000 | 936,000 | 1,353,000 |
| Net income | 417,000 | 800,000 | 1,403,000 | 2,011,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 11,817,000 | 12,209,000 | 12,820,000 | 15,839,000 |
| Total capital | 12,621,000 | 13,047,000 | 13,727,000 | 16,758,000 |
| Risk-weighted assets | 103,164,000 | 101,059,000 | 108,772,000 | 116,504,000 |