Call reports 2011
PATRIOT COMMUNITY BANK — 2011
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 99,258,000 | 102,816,000 | 107,466,000 | 118,452,000 |
| Total loans | 61,418,000 | 71,065,000 | 75,345,000 | 87,030,000 |
| Allowance for loan losses | 577,000 | 664,000 | 673,000 | 678,000 |
| Securities available for sale | 29,016,000 | 23,027,000 | 22,035,000 | 13,041,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 88,181,000 | 91,632,000 | 95,702,000 | 105,695,000 |
| Interest-bearing deposits | 79,258,000 | 81,858,000 | 84,899,000 | 95,957,000 |
| Noninterest-bearing deposits | 8,923,000 | 9,774,000 | 10,803,000 | 9,738,000 |
| Equity capital | 10,469,000 | 10,574,000 | 10,808,000 | 11,392,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 974,000 | 2,009,000 | 3,091,000 | 4,316,000 |
| Interest expense | 365,000 | 701,000 | 1,047,000 | 1,412,000 |
| Net interest income | 609,000 | 1,308,000 | 2,044,000 | 2,904,000 |
| Noninterest income | 292,000 | 518,000 | 864,000 | 1,654,000 |
| Noninterest expense | 634,000 | 1,292,000 | 1,977,000 | 2,683,000 |
| Provision for loan losses | 53,000 | 141,000 | 150,000 | 155,000 |
| Pretax income | 214,000 | 393,000 | 781,000 | 1,720,000 |
| Income tax | 88,000 | 166,000 | 326,000 | 714,000 |
| Net income | 126,000 | 227,000 | 455,000 | 1,006,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 10,469,000 | 10,574,000 | 10,808,000 | 11,392,000 |
| Total capital | 11,083,000 | 11,286,000 | 11,531,000 | 12,140,000 |
| Risk-weighted assets | 87,611,000 | 90,160,000 | 92,341,000 | 105,145,000 |