Call reports 2010
PATRIOT COMMUNITY BANK — 2010
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2010, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Total assets | 79,306,000 | 86,956,000 | 102,722,000 | 99,408,000 |
| Total loans | 50,915,000 | 63,102,000 | 62,034,000 | 73,178,000 |
| Allowance for loan losses | 400,000 | 421,000 | 512,000 | 524,000 |
| Securities available for sale | 2,048,000 | 2,049,000 | 30,060,000 | 18,003,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 69,694,000 | 77,113,000 | 92,098,000 | 88,032,000 |
| Interest-bearing deposits | 61,881,000 | 69,782,000 | 82,793,000 | 79,627,000 |
| Noninterest-bearing deposits | 7,813,000 | 7,331,000 | 9,305,000 | 8,405,000 |
| Equity capital | 9,345,000 | 9,518,000 | 9,868,000 | 10,338,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Interest income | 845,000 | 1,790,000 | 2,783,000 | 3,828,000 |
| Interest expense | 333,000 | 640,000 | 983,000 | 1,368,000 |
| Net interest income | 512,000 | 1,150,000 | 1,800,000 | 2,460,000 |
| Noninterest income | 163,000 | 350,000 | 794,000 | 1,419,000 |
| Noninterest expense | 527,000 | 1,167,000 | 1,811,000 | 2,407,000 |
| Provision for loan losses | 25,000 | 46,000 | 137,000 | 148,000 |
| Pretax income | 123,000 | 287,000 | 646,000 | 1,324,000 |
| Income tax | 12,000 | 29,000 | 65,000 | 324,000 |
| Net income | 111,000 | 258,000 | 581,000 | 1,000,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2010Q1 | 2010Q2 | 2010Q3 | 2010Q4 |
|---|---|---|---|---|
| Tier 1 capital | 9,345,000 | 9,518,000 | 9,868,000 | 10,338,000 |
| Total capital | 9,769,000 | 9,959,000 | 10,413,000 | 10,907,000 |
| Risk-weighted assets | 74,248,000 | 60,387,000 | 87,010,000 | 81,395,000 |