Call reports 2009
PATRIOT COMMUNITY BANK — 2009
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 60,783,000 | 73,608,000 | 77,569,000 | 75,326,000 |
| Total loans | 43,560,000 | 49,003,000 | 48,313,000 | 55,244,000 |
| Allowance for loan losses | 323,000 | 360,000 | 367,000 | 375,000 |
| Securities available for sale | 6,010,000 | 16,026,000 | 16,038,000 | 14,046,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 51,915,000 | 64,562,000 | 68,323,000 | 65,795,000 |
| Interest-bearing deposits | 46,784,000 | 57,708,000 | 60,088,000 | 55,849,000 |
| Noninterest-bearing deposits | 5,131,000 | 6,854,000 | 8,235,000 | 9,946,000 |
| Equity capital | 8,744,000 | 8,822,000 | 8,911,000 | 9,208,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 717,000 | 1,488,000 | 2,292,000 | 3,152,000 |
| Interest expense | 383,000 | 774,000 | 1,161,000 | 1,536,000 |
| Net interest income | 334,000 | 714,000 | 1,131,000 | 1,616,000 |
| Noninterest income | 28,000 | 139,000 | 213,000 | 445,000 |
| Noninterest expense | 375,000 | 775,000 | 1,186,000 | 1,593,000 |
| Provision for loan losses | 10,000 | 46,000 | 54,000 | 62,000 |
| Pretax income | -23,000 | 32,000 | 104,000 | 406,000 |
| Income tax | 0 | 3,000 | 12,000 | 44,000 |
| Net income | -23,000 | 29,000 | 92,000 | 362,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 8,744,000 | 8,822,000 | 8,911,000 | 9,208,000 |
| Total capital | 9,088,000 | 9,199,000 | 9,292,000 | 9,596,000 |
| Risk-weighted assets | 50,784,000 | 65,267,000 | 72,653,000 | 67,470,000 |