Call reports 2006
PATRIOT COMMUNITY BANK — 2006
What PATRIOT COMMUNITY BANK reported to the FFIEC in 2006, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Total assets | 23,859,000 | 28,297,000 | 32,276,000 |
| Total loans | 472,000 | 6,320,000 | 7,427,000 |
| Allowance for loan losses | 6,000 | 62,000 | 66,000 |
| Securities available for sale | 0 | 0 | 0 |
| Securities held to maturity | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 |
| Total deposits | 15,448,000 | 19,692,000 | 23,662,000 |
| Interest-bearing deposits | 12,982,000 | 16,311,000 | 19,312,000 |
| Noninterest-bearing deposits | 2,466,000 | 3,381,000 | 4,350,000 |
| Equity capital | 8,348,000 | 8,502,000 | 8,546,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Interest income | 275,000 | 612,000 | 1,040,000 |
| Interest expense | 73,000 | 216,000 | 416,000 |
| Net interest income | 202,000 | 396,000 | 624,000 |
| Noninterest income | 56,000 | 96,000 | 153,000 |
| Noninterest expense | 541,000 | 923,000 | 1,219,000 |
| Provision for loan losses | 6,000 | 62,000 | 66,000 |
| Pretax income | -289,000 | -493,000 | -508,000 |
| Income tax | 17,000 | 17,000 | 17,000 |
| Net income | -306,000 | -510,000 | -525,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2006Q2 | 2006Q3 | 2006Q4 |
|---|---|---|---|
| Tier 1 capital | 8,348,000 | 8,502,000 | 8,546,000 |
| Total capital | 8,354,000 | 8,564,000 | 8,623,000 |
| Risk-weighted assets | 7,124,000 | 11,984,000 | 13,447,000 |