Call reports 2025
ORANGE BANK & TRUST COMPANY — 2025
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 2,551,122,000 | 2,597,307,000 | 2,627,638,000 | 2,650,965,000 |
| Total loans | 1,854,253,000 | 1,917,803,000 | 1,935,676,000 | 1,950,284,000 |
| Allowance for loan losses | 26,373,000 | 28,408,000 | 29,287,000 | 28,335,000 |
| Securities available for sale | 443,797,000 | 410,814,000 | 426,630,000 | 419,406,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,286,587,000 | 2,284,991,000 | 2,292,611,000 | 2,324,730,000 |
| Interest-bearing deposits | 1,627,637,000 | 1,589,603,000 | 1,566,919,000 | 1,584,717,000 |
| Noninterest-bearing deposits | 658,950,000 | 695,388,000 | 725,692,000 | 740,013,000 |
| Equity capital | 209,782,000 | 258,490,000 | 276,331,000 | 291,742,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 31,907,000 | 65,131,000 | 99,658,000 | 134,982,000 |
| Interest expense | 8,049,000 | 15,902,000 | 22,866,000 | 29,419,000 |
| Net interest income | 23,858,000 | 49,229,000 | 76,792,000 | 105,563,000 |
| Noninterest income | 2,454,000 | 8,527,000 | 13,045,000 | 15,564,000 |
| Noninterest expense | 14,703,000 | 29,536,000 | 44,534,000 | 60,515,000 |
| Provision for loan losses | 202,000 | 2,315,000 | 6,191,000 | 7,748,000 |
| Pretax income | 11,407,000 | 25,178,000 | 38,544,000 | 52,296,000 |
| Income tax | 2,609,000 | 5,775,000 | 8,848,000 | 9,126,000 |
| Net income | 8,798,000 | 19,403,000 | 29,696,000 | 43,170,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 270,191,000 | 320,316,000 | 328,872,000 | 339,939,000 |
| Total capital | 294,067,000 | 344,844,000 | 353,444,000 | 364,506,000 |
| Risk-weighted assets | 1,907,534,000 | 1,958,436,000 | 1,960,980,000 | 1,961,579,000 |