Call reports 2024
ORANGE BANK & TRUST COMPANY — 2024
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 2,443,138,000 | 2,471,442,000 | 2,509,693,000 | 2,500,879,000 |
| Total loans | 1,732,550,000 | 1,733,833,000 | 1,796,094,000 | 1,815,752,000 |
| Allowance for loan losses | 25,473,000 | 27,815,000 | 31,023,000 | 26,077,000 |
| Securities available for sale | 476,077,000 | 463,052,000 | 469,532,000 | 443,776,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,153,147,000 | 2,203,692,000 | 2,145,064,000 | 2,158,935,000 |
| Interest-bearing deposits | 1,513,479,000 | 1,518,049,000 | 1,449,604,000 | 1,502,224,000 |
| Noninterest-bearing deposits | 639,668,000 | 685,643,000 | 695,460,000 | 656,711,000 |
| Equity capital | 177,086,000 | 185,810,000 | 201,007,000 | 194,728,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 31,073,000 | 63,585,000 | 95,022,000 | 127,227,000 |
| Interest expense | 9,241,000 | 17,403,000 | 25,642,000 | 34,540,000 |
| Net interest income | 21,832,000 | 46,182,000 | 69,380,000 | 92,687,000 |
| Noninterest income | 1,899,000 | 3,929,000 | 6,188,000 | 8,807,000 |
| Noninterest expense | 13,147,000 | 26,620,000 | 40,461,000 | 56,439,000 |
| Provision for loan losses | -1,640,000 | 570,000 | 7,761,000 | 7,710,000 |
| Pretax income | 12,224,000 | 22,921,000 | 27,346,000 | 37,345,000 |
| Income tax | 2,702,000 | 5,032,000 | 6,004,000 | 7,498,000 |
| Net income | 9,522,000 | 17,889,000 | 21,342,000 | 29,847,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 246,959,000 | 254,024,000 | 256,174,000 | 263,260,000 |
| Total capital | 269,872,000 | 277,025,000 | 279,742,000 | 286,595,000 |
| Risk-weighted assets | 1,830,895,000 | 1,835,760,000 | 1,878,525,000 | 1,864,335,000 |