Call reports 2023
ORANGE BANK & TRUST COMPANY — 2023
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 2,445,221,000 | 2,484,711,000 | 2,438,041,000 | 2,476,261,000 |
| Total loans | 1,663,368,000 | 1,713,113,000 | 1,707,728,000 | 1,747,062,000 |
| Allowance for loan losses | 25,046,000 | 24,848,000 | 25,775,000 | 25,182,000 |
| Securities available for sale | 526,325,000 | 503,243,000 | 478,708,000 | 489,949,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,030,036,000 | 2,142,370,000 | 2,109,259,000 | 2,043,307,000 |
| Interest-bearing deposits | 1,331,559,000 | 1,422,608,000 | 1,378,404,000 | 1,339,546,000 |
| Noninterest-bearing deposits | 698,477,000 | 719,762,000 | 730,855,000 | 703,761,000 |
| Equity capital | 156,344,000 | 156,587,000 | 152,161,000 | 173,846,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 26,363,000 | 56,103,000 | 86,203,000 | 117,770,000 |
| Interest expense | 4,994,000 | 11,902,000 | 19,269,000 | 28,457,000 |
| Net interest income | 21,369,000 | 44,201,000 | 66,934,000 | 89,313,000 |
| Noninterest income | 1,716,000 | 3,560,000 | 5,285,000 | 7,448,000 |
| Noninterest expense | 12,410,000 | 24,874,000 | 36,817,000 | 49,832,000 |
| Provision for loan losses | 1,355,000 | 1,569,000 | 2,406,000 | 2,868,000 |
| Pretax income | 4,427,000 | 16,425,000 | 28,103,000 | 39,168,000 |
| Income tax | 931,000 | 3,468,000 | 6,039,000 | 8,705,000 |
| Net income | 3,496,000 | 12,957,000 | 22,064,000 | 30,463,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 218,281,000 | 223,047,000 | 232,298,000 | 239,398,000 |
| Total capital | 240,409,000 | 245,896,000 | 255,225,000 | 262,598,000 |
| Risk-weighted assets | 1,767,134,000 | 1,825,399,000 | 1,832,274,000 | 1,854,972,000 |