Call reports 2022
ORANGE BANK & TRUST COMPANY — 2022
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 2,271,806,000 | 2,383,087,000 | 2,359,572,000 | 2,277,724,000 |
| Total loans | 1,334,436,000 | 1,471,729,000 | 1,547,704,000 | 1,569,431,000 |
| Allowance for loan losses | 18,427,000 | 23,642,000 | 22,888,000 | 21,832,000 |
| Securities available for sale | 504,141,000 | 561,662,000 | 547,272,000 | 533,460,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 2,099,482,000 | 2,219,605,000 | 2,195,332,000 | 1,979,100,000 |
| Interest-bearing deposits | 1,346,992,000 | 1,411,671,000 | 1,399,447,000 | 1,251,159,000 |
| Noninterest-bearing deposits | 752,490,000 | 807,935,000 | 795,886,000 | 727,942,000 |
| Equity capital | 153,901,000 | 145,324,000 | 143,786,000 | 146,046,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 17,270,000 | 35,753,000 | 58,596,000 | 84,223,000 |
| Interest expense | 658,000 | 1,361,000 | 2,514,000 | 5,058,000 |
| Net interest income | 16,612,000 | 34,392,000 | 56,082,000 | 79,165,000 |
| Noninterest income | 1,627,000 | 3,364,000 | 5,090,000 | 6,871,000 |
| Noninterest expense | 10,438,000 | 21,480,000 | 32,691,000 | 44,495,000 |
| Provision for loan losses | 923,000 | 6,433,000 | 8,517,000 | 9,517,000 |
| Pretax income | 6,878,000 | 9,843,000 | 19,952,000 | 32,012,000 |
| Income tax | 1,331,000 | 1,829,000 | 3,798,000 | 6,421,000 |
| Net income | 5,547,000 | 8,014,000 | 16,154,000 | 25,591,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 179,742,000 | 191,085,000 | 206,102,000 | 214,243,000 |
| Total capital | 197,872,000 | 211,172,000 | 226,991,000 | 235,346,000 |
| Risk-weighted assets | 1,449,896,000 | 1,603,240,000 | 1,668,961,000 | 1,687,331,000 |