Call reports 2021
ORANGE BANK & TRUST COMPANY — 2021
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 1,899,868,000 | 2,043,507,000 | 2,166,815,000 | 2,133,393,000 |
| Total loans | 1,231,628,000 | 1,286,884,000 | 1,287,579,000 | 1,291,428,000 |
| Allowance for loan losses | 16,283,000 | 17,049,000 | 18,041,000 | 17,661,000 |
| Securities available for sale | 359,372,000 | 377,738,000 | 422,092,000 | 464,797,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,741,432,000 | 1,879,937,000 | 1,978,515,000 | 1,940,636,000 |
| Interest-bearing deposits | 1,135,066,000 | 1,218,898,000 | 1,237,201,000 | 1,212,739,000 |
| Noninterest-bearing deposits | 606,366,000 | 661,039,000 | 741,314,000 | 727,898,000 |
| Equity capital | 142,088,000 | 147,841,000 | 169,756,000 | 171,875,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 14,762,000 | 30,420,000 | 47,281,000 | 64,430,000 |
| Interest expense | 750,000 | 1,504,000 | 2,213,000 | 2,880,000 |
| Net interest income | 14,012,000 | 28,916,000 | 45,068,000 | 61,550,000 |
| Noninterest income | 1,829,000 | 3,149,000 | 4,817,000 | 6,512,000 |
| Noninterest expense | 9,439,000 | 18,394,000 | 28,163,000 | 38,762,000 |
| Provision for loan losses | 66,000 | 875,000 | 1,883,000 | 2,428,000 |
| Pretax income | 6,336,000 | 12,796,000 | 19,839,000 | 26,872,000 |
| Income tax | 1,244,000 | 2,501,000 | 3,902,000 | 5,471,000 |
| Net income | 5,092,000 | 10,295,000 | 15,937,000 | 21,401,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 144,648,000 | 148,957,000 | 170,975,000 | 175,318,000 |
| Total capital | 159,270,000 | 164,333,000 | 187,195,000 | 192,359,000 |
| Risk-weighted assets | 1,167,926,000 | 1,228,173,000 | 1,295,596,000 | 1,362,495,000 |