Call reports 2020
ORANGE BANK & TRUST COMPANY — 2020
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 1,346,524,000 | 1,573,281,000 | 1,715,865,000 | 1,653,658,000 |
| Total loans | 938,573,000 | 1,047,381,000 | 1,077,244,000 | 1,150,951,000 |
| Allowance for loan losses | 13,481,000 | 14,072,000 | 14,956,000 | 16,172,000 |
| Securities available for sale | 274,926,000 | 287,299,000 | 327,623,000 | 330,105,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,214,267,000 | 1,438,198,000 | 1,576,762,000 | 1,500,737,000 |
| Interest-bearing deposits | 847,406,000 | 934,841,000 | 1,045,851,000 | 968,201,000 |
| Noninterest-bearing deposits | 366,860,000 | 503,358,000 | 530,912,000 | 532,535,000 |
| Equity capital | 118,209,000 | 120,669,000 | 122,815,000 | 136,853,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 12,732,000 | 25,723,000 | 39,442,000 | 53,741,000 |
| Interest expense | 1,247,000 | 2,351,000 | 3,447,000 | 4,317,000 |
| Net interest income | 11,485,000 | 23,372,000 | 35,995,000 | 49,424,000 |
| Noninterest income | 1,342,000 | 2,532,000 | 3,848,000 | 5,456,000 |
| Noninterest expense | 8,456,000 | 17,450,000 | 26,747,000 | 35,966,000 |
| Provision for loan losses | 1,200,000 | 2,510,000 | 3,725,000 | 5,413,000 |
| Pretax income | 3,171,000 | 6,530,000 | 10,175,000 | 14,305,000 |
| Income tax | 549,000 | 1,127,000 | 1,763,000 | 2,433,000 |
| Net income | 2,622,000 | 5,403,000 | 8,412,000 | 11,872,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 118,472,000 | 120,355,000 | 122,469,000 | 135,034,000 |
| Total capital | 130,552,000 | 132,376,000 | 135,191,000 | 148,985,000 |
| Risk-weighted assets | 964,363,000 | 959,415,000 | 1,015,346,000 | 1,113,681,000 |