Call reports 2019
ORANGE BANK & TRUST COMPANY — 2019
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2019, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Total assets | 1,122,415,000 | 1,200,147,000 | 1,235,431,000 | 1,219,002,000 |
| Total loans | 777,341,000 | 823,739,000 | 868,244,000 | 890,705,000 |
| Allowance for loan losses | 11,457,000 | 11,847,000 | 12,345,000 | 12,275,000 |
| Securities available for sale | 251,405,000 | 251,497,000 | 257,624,000 | 254,915,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 1,005,491,000 | 1,082,465,000 | 1,114,720,000 | 1,086,947,000 |
| Interest-bearing deposits | 718,837,000 | 766,043,000 | 771,896,000 | 747,663,000 |
| Noninterest-bearing deposits | 286,654,000 | 316,422,000 | 342,823,000 | 339,284,000 |
| Equity capital | 96,198,000 | 101,125,000 | 103,872,000 | 112,703,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Interest income | 11,053,000 | 22,828,000 | 35,616,000 | 48,300,000 |
| Interest expense | 856,000 | 2,017,000 | 3,321,000 | 4,660,000 |
| Net interest income | 10,197,000 | 20,811,000 | 32,295,000 | 43,640,000 |
| Noninterest income | 1,241,000 | 2,531,000 | 3,938,000 | 5,198,000 |
| Noninterest expense | 7,968,000 | 15,850,000 | 24,091,000 | 32,620,000 |
| Provision for loan losses | 600,000 | 1,020,000 | 1,660,000 | 2,195,000 |
| Pretax income | 2,733,000 | 6,253,000 | 10,263,000 | 13,804,000 |
| Income tax | 463,000 | 1,096,000 | 1,839,000 | 2,499,000 |
| Net income | 2,270,000 | 5,157,000 | 8,424,000 | 11,305,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2019Q1 | 2019Q2 | 2019Q3 | 2019Q4 |
|---|---|---|---|---|
| Tier 1 capital | 103,903,000 | 105,893,000 | 108,262,000 | 116,466,000 |
| Total capital | 113,913,000 | 116,470,000 | 119,418,000 | 128,111,000 |
| Risk-weighted assets | 798,501,000 | 844,231,000 | 890,641,000 | 930,345,000 |