Call reports 2018
ORANGE BANK & TRUST COMPANY — 2018
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2018, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Total assets | 1,003,599,000 | 1,039,845,000 | 1,061,368,000 | 1,056,216,000 |
| Total loans | 615,713,000 | 656,228,000 | 684,021,000 | 737,075,000 |
| Allowance for loan losses | 9,031,000 | 9,582,000 | 10,122,000 | 10,663,000 |
| Securities available for sale | 294,739,000 | 287,759,000 | 272,817,000 | 255,536,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 889,664,000 | 930,899,000 | 951,967,000 | 915,325,000 |
| Interest-bearing deposits | 686,952,000 | 687,220,000 | 702,507,000 | 664,576,000 |
| Noninterest-bearing deposits | 202,712,000 | 243,680,000 | 249,460,000 | 250,748,000 |
| Equity capital | 82,763,000 | 82,230,000 | 82,048,000 | 93,547,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Interest income | 8,830,000 | 18,167,000 | 27,996,000 | 38,704,000 |
| Interest expense | 538,000 | 1,145,000 | 1,830,000 | 2,601,000 |
| Net interest income | 8,292,000 | 17,022,000 | 26,166,000 | 36,103,000 |
| Noninterest income | 1,212,000 | 2,421,000 | 3,665,000 | 4,839,000 |
| Noninterest expense | 7,234,000 | 14,567,000 | 21,976,000 | 29,507,000 |
| Provision for loan losses | 540,000 | 1,285,000 | 1,825,000 | 2,465,000 |
| Pretax income | 1,730,000 | 3,591,000 | 6,030,000 | 8,970,000 |
| Income tax | 346,000 | 655,000 | 1,053,000 | 1,348,000 |
| Net income | 1,384,000 | 2,936,000 | 4,977,000 | 7,622,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2018Q1 | 2018Q2 | 2018Q3 | 2018Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,823,000 | 91,537,000 | 92,791,000 | 102,533,000 |
| Total capital | 99,072,000 | 100,111,000 | 101,783,000 | 111,932,000 |
| Risk-weighted assets | 658,445,000 | 684,177,000 | 717,434,000 | 749,853,000 |