Call reports 2017
ORANGE BANK & TRUST COMPANY — 2017
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2017, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Total assets | 968,773,000 | 976,470,000 | 986,638,000 | 951,892,000 |
| Total loans | 550,226,000 | 541,385,000 | 558,273,000 | 577,164,000 |
| Allowance for loan losses | 7,612,000 | 7,967,000 | 8,769,000 | 8,526,000 |
| Securities available for sale | 315,220,000 | 325,151,000 | 313,825,000 | 297,699,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 793,092,000 | 813,009,000 | 847,318,000 | 834,679,000 |
| Interest-bearing deposits | 622,506,000 | 619,361,000 | 654,389,000 | 629,025,000 |
| Noninterest-bearing deposits | 170,585,000 | 193,648,000 | 192,929,000 | 205,654,000 |
| Equity capital | 85,915,000 | 87,585,000 | 87,484,000 | 84,713,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Interest income | 7,894,000 | 16,014,000 | 24,545,000 | 33,129,000 |
| Interest expense | 753,000 | 1,492,000 | 2,116,000 | 2,678,000 |
| Net interest income | 7,141,000 | 14,522,000 | 22,429,000 | 30,451,000 |
| Noninterest income | 1,177,000 | 2,398,000 | 3,699,000 | 4,627,000 |
| Noninterest expense | 6,858,000 | 13,840,000 | 20,414,000 | 27,356,000 |
| Provision for loan losses | 347,000 | 695,000 | 1,432,000 | 1,780,000 |
| Pretax income | 1,132,000 | 2,574,000 | 4,505,000 | 6,244,000 |
| Income tax | 146,000 | 371,000 | 840,000 | 3,478,000 |
| Net income | 986,000 | 2,203,000 | 3,665,000 | 2,766,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2017Q1 | 2017Q2 | 2017Q3 | 2017Q4 |
|---|---|---|---|---|
| Tier 1 capital | 89,866,000 | 90,275,000 | 90,931,000 | 90,176,000 |
| Total capital | 97,139,000 | 97,448,000 | 98,366,000 | 97,799,000 |
| Risk-weighted assets | 580,805,000 | 572,144,000 | 592,894,000 | 608,254,000 |