Call reports 2012
ORANGE BANK & TRUST COMPANY — 2012
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2012, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Total assets | 663,701,000 | 668,398,000 | 673,329,000 | 653,134,000 |
| Total loans | 291,629,000 | 283,026,000 | 283,851,000 | 299,955,000 |
| Allowance for loan losses | 4,780,000 | 4,750,000 | 4,631,000 | 3,713,000 |
| Securities available for sale | 320,916,000 | 330,200,000 | 339,144,000 | 298,513,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 480,324,000 | 482,515,000 | 479,113,000 | 481,901,000 |
| Interest-bearing deposits | 408,006,000 | 409,865,000 | 399,887,000 | 403,762,000 |
| Noninterest-bearing deposits | 72,318,000 | 72,650,000 | 79,226,000 | 78,139,000 |
| Equity capital | 92,179,000 | 94,940,000 | 96,697,000 | 87,556,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Interest income | 6,536,000 | 13,079,000 | 19,391,000 | 25,645,000 |
| Interest expense | 1,248,000 | 2,473,000 | 3,680,000 | 4,833,000 |
| Net interest income | 5,288,000 | 10,606,000 | 15,711,000 | 20,812,000 |
| Noninterest income | 891,000 | 1,809,000 | 2,781,000 | 3,682,000 |
| Noninterest expense | 3,692,000 | 7,528,000 | 11,287,000 | 14,975,000 |
| Provision for loan losses | 200,000 | 310,000 | 385,000 | 460,000 |
| Pretax income | 2,287,000 | 4,813,000 | 7,273,000 | 10,029,000 |
| Income tax | 482,000 | 1,058,000 | 1,586,000 | 2,256,000 |
| Net income | 1,805,000 | 3,755,000 | 5,687,000 | 7,773,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2012Q1 | 2012Q2 | 2012Q3 | 2012Q4 |
|---|---|---|---|---|
| Tier 1 capital | 90,469,000 | 91,667,000 | 92,847,000 | 86,204,000 |
| Total capital | 95,040,000 | 96,134,000 | 97,308,000 | 89,997,000 |
| Risk-weighted assets | 365,374,000 | 356,962,000 | 356,644,000 | 367,916,000 |