Call reports 2011
ORANGE BANK & TRUST COMPANY — 2011
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2011, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Total assets | 603,291,000 | 611,259,000 | 624,542,000 | 632,901,000 |
| Total loans | 290,745,000 | 291,448,000 | 289,395,000 | 292,935,000 |
| Allowance for loan losses | 4,523,000 | 4,703,000 | 4,866,000 | 4,916,000 |
| Securities available for sale | 262,308,000 | 267,908,000 | 286,025,000 | 286,772,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 426,795,000 | 432,738,000 | 438,407,000 | 447,765,000 |
| Interest-bearing deposits | 358,308,000 | 360,338,000 | 361,864,000 | 376,419,000 |
| Noninterest-bearing deposits | 68,487,000 | 72,400,000 | 76,543,000 | 71,346,000 |
| Equity capital | 86,081,000 | 89,662,000 | 92,619,000 | 92,151,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Interest income | 6,362,000 | 13,028,000 | 19,707,000 | 26,231,000 |
| Interest expense | 1,328,000 | 2,637,000 | 3,942,000 | 5,217,000 |
| Net interest income | 5,034,000 | 10,391,000 | 15,765,000 | 21,014,000 |
| Noninterest income | 924,000 | 1,711,000 | 2,610,000 | 3,529,000 |
| Noninterest expense | 3,601,000 | 7,204,000 | 10,870,000 | 14,356,000 |
| Provision for loan losses | 210,000 | 420,000 | 1,160,000 | 1,300,000 |
| Pretax income | 2,147,000 | 4,793,000 | 7,322,000 | 9,864,000 |
| Income tax | 425,000 | 1,037,000 | 1,638,000 | 2,252,000 |
| Net income | 1,722,000 | 3,756,000 | 5,684,000 | 7,612,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2011Q1 | 2011Q2 | 2011Q3 | 2011Q4 |
|---|---|---|---|---|
| Tier 1 capital | 85,835,000 | 87,156,000 | 88,255,000 | 89,435,000 |
| Total capital | 90,300,000 | 91,583,000 | 92,664,000 | 93,920,000 |
| Risk-weighted assets | 357,144,000 | 353,894,000 | 352,176,000 | 358,317,000 |