Call reports 2009
ORANGE BANK & TRUST COMPANY — 2009
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2009, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Total assets | 508,457,000 | 522,809,000 | 534,005,000 | 534,559,000 |
| Total loans | 256,580,000 | 263,480,000 | 266,501,000 | 272,408,000 |
| Allowance for loan losses | 3,142,000 | 3,233,000 | 3,414,000 | 3,475,000 |
| Securities available for sale | 206,635,000 | 204,445,000 | 219,236,000 | 214,224,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 334,471,000 | 350,166,000 | 348,828,000 | 344,381,000 |
| Interest-bearing deposits | 280,761,000 | 285,505,000 | 287,935,000 | 279,726,000 |
| Noninterest-bearing deposits | 53,710,000 | 64,661,000 | 60,893,000 | 64,655,000 |
| Equity capital | 77,839,000 | 77,592,000 | 80,815,000 | 81,003,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Interest income | 6,049,000 | 12,261,000 | 18,563,000 | 24,988,000 |
| Interest expense | 2,015,000 | 3,915,000 | 5,682,000 | 7,352,000 |
| Net interest income | 4,034,000 | 8,346,000 | 12,881,000 | 17,636,000 |
| Noninterest income | 915,000 | 1,839,000 | 2,789,000 | 3,731,000 |
| Noninterest expense | 2,874,000 | 6,229,000 | 9,418,000 | 12,635,000 |
| Provision for loan losses | 270,000 | 980,000 | 1,190,000 | 1,580,000 |
| Pretax income | 1,805,000 | 3,779,000 | 6,091,000 | 8,359,000 |
| Income tax | 357,000 | 745,000 | 1,241,000 | 1,720,000 |
| Net income | 1,448,000 | 3,034,000 | 4,850,000 | 6,639,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2009Q1 | 2009Q2 | 2009Q3 | 2009Q4 |
|---|---|---|---|---|
| Tier 1 capital | 78,359,000 | 79,276,000 | 79,701,000 | 80,817,000 |
| Total capital | 81,501,000 | 82,509,000 | 83,115,000 | 84,292,000 |
| Risk-weighted assets | 307,330,000 | 318,456,000 | 323,430,000 | 326,681,000 |