Call reports 2002
ORANGE BANK & TRUST COMPANY — 2002
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2002, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Total assets | 297,437,000 | 302,865,000 | 306,650,000 | 328,268,000 |
| Total loans | 131,406,000 | 132,932,000 | 132,644,000 | 135,019,000 |
| Allowance for loan losses | 1,695,000 | 2,600,000 | 3,255,000 | 3,356,000 |
| Securities available for sale | 138,246,000 | 137,338,000 | 142,921,000 | 159,933,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 206,071,000 | 216,695,000 | 218,025,000 | 218,717,000 |
| Interest-bearing deposits | 164,182,000 | 172,254,000 | 171,803,000 | 174,160,000 |
| Noninterest-bearing deposits | 41,889,000 | 44,441,000 | 46,222,000 | 44,557,000 |
| Equity capital | 44,764,000 | 46,695,000 | 48,735,000 | 49,737,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Interest income | 4,282,000 | 8,663,000 | 12,899,000 | 17,039,000 |
| Interest expense | 1,286,000 | 2,543,000 | 3,780,000 | 5,015,000 |
| Net interest income | 2,996,000 | 6,120,000 | 9,119,000 | 12,024,000 |
| Noninterest income | 826,000 | 1,662,000 | 2,598,000 | 3,498,000 |
| Noninterest expense | 2,009,000 | 4,077,000 | 6,172,000 | 8,357,000 |
| Provision for loan losses | 90,000 | 1,015,000 | 1,695,000 | 1,810,000 |
| Pretax income | 1,807,000 | 3,451,000 | 5,102,000 | 6,663,000 |
| Income tax | 526,000 | 974,000 | 1,404,000 | 1,832,000 |
| Net income | 1,281,000 | 2,477,000 | 3,698,000 | 4,831,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2002Q1 | 2002Q2 | 2002Q3 | 2002Q4 |
|---|---|---|---|---|
| Tier 1 capital | 44,231,000 | 45,208,000 | 46,319,000 | 47,416,000 |
| Total capital | 45,926,000 | 47,223,000 | 48,565,000 | 49,557,000 |
| Risk-weighted assets | 159,072,000 | 160,581,000 | 178,699,000 | 170,090,000 |