Call reports 2001
ORANGE BANK & TRUST COMPANY — 2001
What ORANGE BANK & TRUST COMPANY reported to the FFIEC in 2001, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Total assets | 254,798,000 | 259,093,000 | 264,528,000 | 283,600,000 |
| Total loans | 112,804,000 | 117,366,000 | 123,019,000 | 126,217,000 |
| Allowance for loan losses | 1,445,000 | 1,536,000 | 1,625,000 | 1,617,000 |
| Securities available for sale | 110,214,000 | 106,749,000 | 112,683,000 | 128,693,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 181,632,000 | 185,862,000 | 188,838,000 | 198,306,000 |
| Interest-bearing deposits | 144,131,000 | 146,416,000 | 146,447,000 | 154,051,000 |
| Noninterest-bearing deposits | 37,501,000 | 39,446,000 | 42,391,000 | 44,255,000 |
| Equity capital | 41,178,000 | 41,784,000 | 43,554,000 | 43,399,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Interest income | 4,185,000 | 8,377,000 | 12,568,000 | 16,843,000 |
| Interest expense | 1,587,000 | 3,190,000 | 4,727,000 | 6,154,000 |
| Net interest income | 2,598,000 | 5,187,000 | 7,841,000 | 10,689,000 |
| Noninterest income | 806,000 | 1,616,000 | 2,406,000 | 3,416,000 |
| Noninterest expense | 1,737,000 | 3,542,000 | 5,434,000 | 7,463,000 |
| Provision for loan losses | 55,000 | 125,000 | 215,000 | 545,000 |
| Pretax income | 1,692,000 | 3,216,000 | 4,715,000 | 6,214,000 |
| Income tax | 523,000 | 973,000 | 1,409,000 | 1,796,000 |
| Net income | 1,169,000 | 2,243,000 | 3,306,000 | 4,418,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2001Q1 | 2001Q2 | 2001Q3 | 2001Q4 |
|---|---|---|---|---|
| Tier 1 capital | 39,121,000 | 40,839,000 | 41,803,000 | 42,875,000 |
| Total capital | 40,566,000 | 42,375,000 | 43,428,000 | 44,492,000 |
| Risk-weighted assets | 143,278,000 | 147,167,000 | 152,354,000 | 150,006,000 |