Call reports 2025
IOWA STATE BANK — 2025
What IOWA STATE BANK reported to the FFIEC in 2025, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Total assets | 202,226,000 | 198,350,000 | 200,438,000 | 204,578,000 |
| Total loans | 156,623,000 | 161,130,000 | 162,275,000 | 166,041,000 |
| Allowance for loan losses | 2,664,000 | 2,688,000 | 2,696,000 | 2,705,000 |
| Securities available for sale | 30,259,000 | 28,709,000 | 29,310,000 | 29,552,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 176,950,000 | 174,321,000 | 175,633,000 | 179,392,000 |
| Interest-bearing deposits | 146,091,000 | 145,495,000 | 144,124,000 | 146,107,000 |
| Noninterest-bearing deposits | 30,859,000 | 28,826,000 | 31,509,000 | 33,285,000 |
| Equity capital | 22,219,000 | 22,912,000 | 23,602,000 | 24,118,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Interest income | 2,547,000 | 5,321,000 | 8,066,000 | 10,835,000 |
| Interest expense | 1,104,000 | 2,216,000 | 3,296,000 | 4,380,000 |
| Net interest income | 1,443,000 | 3,105,000 | 4,770,000 | 6,455,000 |
| Noninterest income | 140,000 | 305,000 | 499,000 | 690,000 |
| Noninterest expense | 849,000 | 1,694,000 | 2,538,000 | 3,468,000 |
| Provision for loan losses | 9,000 | 18,000 | 27,000 | 36,000 |
| Pretax income | 725,000 | 1,700,000 | 2,706,000 | 3,633,000 |
| Income tax | 18,000 | 59,000 | 97,000 | 136,000 |
| Net income | 707,000 | 1,641,000 | 2,609,000 | 3,497,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2025Q1 | 2025Q2 | 2025Q3 | 2025Q4 |
|---|---|---|---|---|
| Tier 1 capital | 22,624,000 | 23,048,000 | 23,513,000 | 23,912,000 |