Call reports 2024
IOWA STATE BANK — 2024
What IOWA STATE BANK reported to the FFIEC in 2024, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Total assets | 197,215,000 | 196,614,000 | 195,829,000 | 196,021,000 |
| Total loans | 161,643,000 | 158,789,000 | 159,731,000 | 160,923,000 |
| Allowance for loan losses | 2,580,000 | 2,608,000 | 2,637,000 | 2,655,000 |
| Securities available for sale | 26,008,000 | 25,734,000 | 25,990,000 | 29,597,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 173,697,000 | 172,697,000 | 170,483,000 | 170,461,000 |
| Interest-bearing deposits | 143,274,000 | 143,898,000 | 142,528,000 | 141,491,000 |
| Noninterest-bearing deposits | 30,423,000 | 28,799,000 | 27,955,000 | 28,970,000 |
| Equity capital | 20,381,000 | 20,666,000 | 21,633,000 | 21,602,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Interest income | 2,494,000 | 5,034,000 | 7,634,000 | 10,249,000 |
| Interest expense | 1,193,000 | 2,341,000 | 3,526,000 | 4,700,000 |
| Net interest income | 1,301,000 | 2,693,000 | 4,108,000 | 5,549,000 |
| Noninterest income | 137,000 | 362,000 | 510,000 | 665,000 |
| Noninterest expense | 785,000 | 1,597,000 | 2,418,000 | 3,258,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 627,000 | 1,395,000 | 2,112,000 | 2,844,000 |
| Income tax | 16,000 | 50,000 | 79,000 | 109,000 |
| Net income | 611,000 | 1,345,000 | 2,033,000 | 2,735,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2024Q1 | 2024Q2 | 2024Q3 | 2024Q4 |
|---|---|---|---|---|
| Tier 1 capital | 21,396,000 | 21,696,000 | 21,989,000 | 22,295,000 |