Call reports 2023
IOWA STATE BANK — 2023
What IOWA STATE BANK reported to the FFIEC in 2023, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Total assets | 192,540,000 | 193,245,000 | 195,199,000 | 202,049,000 |
| Total loans | 148,271,000 | 154,171,000 | 159,027,000 | 163,744,000 |
| Allowance for loan losses | 2,484,000 | 2,512,000 | 2,537,000 | 2,551,000 |
| Securities available for sale | 34,423,000 | 28,187,000 | 27,939,000 | 28,115,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 168,179,000 | 166,280,000 | 166,705,000 | 170,096,000 |
| Interest-bearing deposits | 134,775,000 | 134,517,000 | 134,477,000 | 137,779,000 |
| Noninterest-bearing deposits | 33,404,000 | 31,763,000 | 32,228,000 | 32,317,000 |
| Equity capital | 19,329,000 | 19,190,000 | 19,172,000 | 20,149,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Interest income | 1,967,000 | 4,101,000 | 6,403,000 | 8,806,000 |
| Interest expense | 533,000 | 1,266,000 | 2,143,000 | 3,178,000 |
| Net interest income | 1,434,000 | 2,835,000 | 4,260,000 | 5,628,000 |
| Noninterest income | 193,000 | 355,000 | 512,000 | 681,000 |
| Noninterest expense | 687,000 | 1,457,000 | 2,198,000 | 3,013,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 918,000 | 1,670,000 | 2,486,000 | 3,193,000 |
| Income tax | 44,000 | 88,000 | 131,000 | 175,000 |
| Net income | 874,000 | 1,582,000 | 2,355,000 | 3,018,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2023Q1 | 2023Q2 | 2023Q3 | 2023Q4 |
|---|---|---|---|---|
| Tier 1 capital | 20,117,000 | 20,525,000 | 20,853,000 | 21,127,000 |