Call reports 2022
IOWA STATE BANK — 2022
What IOWA STATE BANK reported to the FFIEC in 2022, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Total assets | 179,538,000 | 175,480,000 | 173,236,000 | 186,550,000 |
| Total loans | 119,937,000 | 128,148,000 | 131,724,000 | 142,083,000 |
| Allowance for loan losses | 2,370,000 | 2,398,000 | 2,427,000 | 2,455,000 |
| Securities available for sale | 31,098,000 | 36,885,000 | 34,717,000 | 35,095,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 161,106,000 | 156,667,000 | 153,106,000 | 160,947,000 |
| Interest-bearing deposits | 122,250,000 | 120,276,000 | 117,284,000 | 124,252,000 |
| Noninterest-bearing deposits | 38,856,000 | 36,391,000 | 35,822,000 | 36,695,000 |
| Equity capital | 18,128,000 | 18,136,000 | 17,789,000 | 18,528,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Interest income | 1,323,000 | 2,757,000 | 4,326,000 | 6,071,000 |
| Interest expense | 95,000 | 190,000 | 324,000 | 613,000 |
| Net interest income | 1,228,000 | 2,567,000 | 4,002,000 | 5,458,000 |
| Noninterest income | 153,000 | 722,000 | 897,000 | 1,060,000 |
| Noninterest expense | 686,000 | 1,360,000 | 2,076,000 | 2,836,000 |
| Provision for loan losses | 29,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 661,000 | 1,861,000 | 2,727,000 | 3,562,000 |
| Income tax | 44,000 | 88,000 | 131,000 | 175,000 |
| Net income | 617,000 | 1,773,000 | 2,596,000 | 3,387,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2022Q1 | 2022Q2 | 2022Q3 | 2022Q4 |
|---|---|---|---|---|
| Tier 1 capital | 18,396,000 | 18,968,000 | 19,405,000 | 19,701,000 |