Call reports 2021
IOWA STATE BANK — 2021
What IOWA STATE BANK reported to the FFIEC in 2021, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Total assets | 167,548,000 | 172,403,000 | 174,455,000 | 173,540,000 |
| Total loans | 124,390,000 | 128,297,000 | 124,227,000 | 123,977,000 |
| Allowance for loan losses | 2,178,000 | 2,207,000 | 2,235,000 | 2,341,000 |
| Securities available for sale | 15,425,000 | 19,586,000 | 21,889,000 | 24,130,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 147,334,000 | 152,173,000 | 153,792,000 | 154,262,000 |
| Interest-bearing deposits | 114,386,000 | 113,436,000 | 114,239,000 | 116,699,000 |
| Noninterest-bearing deposits | 32,948,000 | 38,737,000 | 39,553,000 | 37,563,000 |
| Equity capital | 18,862,000 | 18,895,000 | 19,333,000 | 19,042,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Interest income | 1,654,000 | 3,252,000 | 4,675,000 | 6,049,000 |
| Interest expense | 155,000 | 290,000 | 410,000 | 519,000 |
| Net interest income | 1,499,000 | 2,962,000 | 4,265,000 | 5,530,000 |
| Noninterest income | 164,000 | 290,000 | 479,000 | 641,000 |
| Noninterest expense | 634,000 | 1,273,000 | 1,897,000 | 2,605,000 |
| Provision for loan losses | 29,000 | 57,000 | 85,000 | 114,000 |
| Pretax income | 1,000,000 | 1,922,000 | 2,762,000 | 3,500,000 |
| Income tax | 33,000 | 77,000 | 109,000 | 142,000 |
| Net income | 967,000 | 1,845,000 | 2,653,000 | 3,358,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2021Q1 | 2021Q2 | 2021Q3 | 2021Q4 |
|---|---|---|---|---|
| Tier 1 capital | 17,778,000 | 17,815,000 | 18,253,000 | 18,100,000 |