Call reports 2020
IOWA STATE BANK — 2020
What IOWA STATE BANK reported to the FFIEC in 2020, quarter by quarter.
Balance sheet
What the bank holds and owes at quarter end
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Total assets | 136,349,000 | 150,616,000 | 150,863,000 | 157,497,000 |
| Total loans | 115,630,000 | 119,677,000 | 120,325,000 | 119,240,000 |
| Allowance for loan losses | 2,043,000 | 2,083,000 | 2,112,000 | 2,135,000 |
| Securities available for sale | 7,842,000 | 7,098,000 | 6,896,000 | 7,718,000 |
| Securities held to maturity | 0 | 0 | 0 | 0 |
| Trading assets | 0 | 0 | 0 | 0 |
| Total deposits | 116,846,000 | 130,542,000 | 130,541,000 | 137,758,000 |
| Interest-bearing deposits | 93,735,000 | 104,785,000 | 102,704,000 | 110,080,000 |
| Noninterest-bearing deposits | 23,111,000 | 25,757,000 | 27,837,000 | 27,678,000 |
| Equity capital | 18,077,000 | 18,631,000 | 18,906,000 | 18,419,000 |
Income
Cumulative from the start of the year, as filed — Q1 covers January to March, Q2 January to June, Q4 the full year
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Interest income | 1,457,000 | 3,087,000 | 4,481,000 | 5,853,000 |
| Interest expense | 303,000 | 566,000 | 789,000 | 976,000 |
| Net interest income | 1,154,000 | 2,521,000 | 3,692,000 | 4,877,000 |
| Noninterest income | 142,000 | 275,000 | 428,000 | 569,000 |
| Noninterest expense | 606,000 | 1,229,000 | 1,882,000 | 2,519,000 |
| Provision for loan losses | 28,000 | 57,000 | 86,000 | 114,000 |
| Pretax income | 661,000 | 1,510,000 | 2,152,000 | 2,813,000 |
| Income tax | 36,000 | 64,000 | 95,000 | 127,000 |
| Net income | 625,000 | 1,446,000 | 2,057,000 | 2,686,000 |
Regulatory capital
Basel measures — not reported for every quarter
| Measure | 2020Q1 | 2020Q2 | 2020Q3 | 2020Q4 |
|---|---|---|---|---|
| Tier 1 capital | 16,838,000 | 17,368,000 | 17,656,000 | 17,184,000 |